Garage Insurance

Auto service businesses face risks every day — from customer vehicles in your care to expensive diagnostic equipment, employee tools, and the constant flow of people on your premises.

But does your current garage insurance policy fully account for the liability, property exposure, and operational risks that come with running a busy shop?

Don't worry, we can help.

Every garage operation is different. We take the time to understand your workflow, equipment, staff, and services so we can build a comprehensive policy that fits your business. You can trust us to make sure you have the coverage you need.

What does a garage policy cover?

A well-designed garage insurance program can include coverage such as:

  • Property damage and bodily injury
  • Garagekeepers (customer vehicles in your care)
  • Business personal property
  • Employee tools and equipment
  • Diagnostic and electronic equipment
  • Hired and non-owned autos
  • Newly acquired autos
  • Equipment breakdown
  • Valuable papers and records
  • Electronic data processing (hardware, data, and media)

Optional Coverage

  • We also offer enhanced protection at competitive rates, including:
  • Mechanic's tools and equipment (on and off premises)
  • Business income and extra expense
  • Customer autos actual loss sustained
  • Crime coverage (employee dishonesty, forgery, money & securities)
  • Ordinance or law
  • Signs, outdoor property, and leased building damage
  • Additional liability enhancements

Worried about costs?

Don't be. Garage insurance is one of the most cost-effective ways to protect your business. We offer policies for auto repair shops, tire centers, detailers, service garages, and specialty operations — all designed to help eliminate the risks associated with your work.

Why we're different.

Insurance policies may look similar, but the providers behind them are not. We take a hands-on approach to structuring coverage that fits your exact operation.

There's no such thing as a one-size-fits-all policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.

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